by Rona Birenbaum BAS CFP®, CHFS | Dec 18, 2017 | In the News
Surging investor confidence in early 2018 is starting to look like reckless enthusiasm. Investors have lately shown a willingness to take on risk in search of home-run returns, and the investment industry is serving up products to capitalize. Download Article (PDF)...
by Rona Birenbaum BAS CFP®, CHFS | Dec 15, 2017 | All About Investing, Retirement
Exchange Traded Funds (ETFs) are supposed to reduce the cost clients pay for investment management. However, in some cases, I’ve noticed that they are actually increasing it. Start-up and growth of ETFs ETFs have been around for longer than you might think – in...
by Rona Birenbaum BAS CFP®, CHFS | Dec 14, 2017 | In the News
Toronto-based financial planner Rona Birenbaum says annuity buyers can solve this by purchasing a permanent life insurance policy representing all or some of the capital amount used to purchase the annuity. Full Article on MoneySense.ca >
by Rona Birenbaum BAS CFP®, CHFS | Nov 21, 2017 | In the News
Ottawa may have backpedalled on some of its tax proposals but physicians remain very concerned. Download Article (PDF) >
by Guest Blogger | Oct 27, 2017 | Cash Flow Concerns, Musings
Today’s article is a guest post written by by Jeanette Bicknell, professional mediator. I read about a divorcing couple who met with a mediator, only to be told that mediation would not be the best option for them. Later, when pressed, the mediator offered several...
by Rona Birenbaum BAS CFP®, CHFS | Oct 13, 2017 | In the News
With interest rates rising, it’s time for a fresh look at the cash-for-life comfort and convenience of annuities. Download Article (PDF) >
by Rona Birenbaum BAS CFP®, CHFS | Oct 10, 2017 | All About Investing, Risk Management
The Financial Planning Standards Council (FPSC) recently issued new guidelines for Certified Financial Planners (us!), in the development of financial plans. Many assumptions go into building a financial plan. Rate of return on investments is only one of them, but...
by Rona Birenbaum BAS CFP®, CHFS | Sep 18, 2017 | All About Investing, Musings, Risk Management
“When I was born the doctor came out to the waiting room and said to my father “I’m very sorry. We did everything we could, but he pulled through.”– Rodney Dangerfield Poor Rodney. Never got any respect. Kind of like annuities. There are a few reasons...
by Rona Birenbaum BAS CFP®, CHFS | Sep 17, 2017 | In the News
Everything you need to know about the process and being prepared to meet a financial representative. Full Article on MoneySense.ca >
by Guest Blogger | Sep 10, 2017 | All About Investing, Retirement
Today’s article is a guest post written by Kola Ifabumuyi MBA – Mortgage Agent with Mortgage Architects [email protected] When mortgage renewal time arrives it’s time to pause and assess. Your financial situation may have changed since your last renewal –...
