by Rona Birenbaum BAS CFP®, CHFS | Apr 6, 2018 | In the News
Given that earning up to $50,000 of annual passive investment income will not be punitive, strategies that minimize income generated on a corporately owned investment portfolio, while still growing the capital are increasingly important. Full article >
by Rona Birenbaum BAS CFP®, CHFS | Apr 2, 2018 | In the News
For many investors, diversification is key – a mix of equities, fixed income and cash based on your risk appetite. But when it comes to investment advice, does the same approach hold true? Full article >
by Rona Birenbaum BAS CFP®, CHFS | Mar 21, 2018 | Risk Management
It’s a little-known fact that insurance companies charge more to policy holders who pay monthly than those who pay annually. In general, monthly payors pay 7% to 9% more. Why do Canadians voluntarily choose the more expensive option? And which option should you...
by Rona Birenbaum BAS CFP®, CHFS | Mar 21, 2018 | In the News
Advisors should be prepared to lose an account in order to protect vulnerable seniors from fraud or being taken advantage of by unscrupulous family members. Rona Birenbaum, financial planner and founder of Caring for Clients, has first-hand experience of dealing with...
by Rona Birenbaum BAS CFP®, CHFS | Mar 5, 2018 | In the News
In Scrimp and Splurge, financial planner Rona Birenbaum looks at how Canadians make everyday spending decisions. Here she speaks with Christine Solomon, a Canadian actress whose latest work involves the movie Kids Can. Full article >
by Rona Birenbaum BAS CFP®, CHFS | Mar 2, 2018 | In the News
Converting 30% of your holdings to annuities is the best option for those without DB pensions. Full Article on MoneySense.ca >
by Rona Birenbaum BAS CFP®, CHFS | Feb 16, 2018 | All About Investing, Cash Flow Concerns, Risk Management
Back in late 2008 a client of mine shared an article with me about a new mutual fund company called EdgePoint. I did the research, and as a result, discovered one of Canada’s premiere investment management firms. Our clients were some of the earliest EdgePoint...
by Rona Birenbaum BAS CFP®, CHFS | Feb 1, 2018 | In the News
International stock markets are increasingly volatile, but some experts suggest that rapid changes could actually be good for you. Financial planners note that stock market downturns are normal and that experiencing this amount of volatility could actually help...
by Rona Birenbaum BAS CFP®, CHFS | Jan 19, 2018 | All About Investing, Musings
Recently a client sent me an interesting note ending with two excellent questions about how our investment managers keep their feet on the ground. I enjoyed his note, and decided to share both the note and my answers with you. I’ve just read the trailer of a book...
by Rona Birenbaum BAS CFP®, CHFS | Jan 9, 2018 | All About Investing, All About Tax, Retirement
Time flies when you’re saving money. Lo and behold, you are turning 71 which is the deadline for converting your Registered Retirement Savings Plan (RRSP) into a Registered Retirement Income Fund (RRIF). A portfolio strategy suitable for accumulating a retirement...
