by Rona Birenbaum BAS CFP®, CHFS | Mar 7, 2019 | In the News
Men capture the vast majority of the benefits from federal income tax breaks, according to a new report by the Canadian Centre for Policy Alternatives. The study looked at 45 measures that currently allow Canadians to lower their federal tax bill and found that for...
by Morgan Ulmer CFP® | Mar 1, 2019 | Cash Flow Concerns
~Inflation is as violent as a mugger, as frightening as an armed robber and as deadly as a hit man. – Ronald Reagan Imagine that you had $40,000 cash, and you decided to stuff it under your mattress (something we don’t recommend by the way!) Almost every year, prices...
by Rona Birenbaum BAS CFP®, CHFS | Feb 19, 2019 | All About Tax, Cash Flow Concerns, Estate Matters, Retirement
If you belong to a defined benefit pension plan, you will eventually need to make a choice between: Guaranteed monthly payments from your employer and A lump sum, or “commuted value”, that you invest to provide a retirement income stream. In the first case, the risk...
by Morgan Ulmer CFP® | Feb 11, 2019 | All About Investing, All About Tax
Morgan Ulmer, CFP® Certified Financial Planner® professional Morgan joined the team in February, 2019 with 8 years of financial planning and financial literacy training under her belt. She is as comfortable working on complex financial planning engagements as she is...
by Rona Birenbaum BAS CFP®, CHFS | Jan 3, 2019 | In the News
Canadians hoping to save money after the holidays now have an option to stash away more cash this year — and tax-free. Watch the Video >
by Rona Birenbaum BAS CFP®, CHFS | Jan 3, 2019 | In the News
According to Statistics Canada, Canadians owe $1.78 in debt for every dollar of income. The good news is increased household debt has been slowing. The bad news? Income growth to pay down that debt has been sluggish. Online reporter Erica Alini gives us a road-map on...
by Rona Birenbaum BAS CFP®, CHFS | Dec 11, 2018 | In the News
CPA Canada survey says majority of Canadians expect to spend less than $400 on hosting. It’s possible and the experts show us how. Full Article >
by Rona Birenbaum BAS CFP®, CHFS | Nov 16, 2018 | In the News
Rules of thumb are intended as guidelines. They are not exact directions, but a rough estimate of what you might need. There are several rules of thumb in investing as well, which are often interpreted in multiple ways. Full Article >
by Rona Birenbaum BAS CFP®, CHFS | Nov 12, 2018 | In the News
For high-net-worth individuals approaching retirement and concerned about outliving their money, any of these programs can do the job. A single strategic insight or two can easily recoup the modest fees charged. Full Article >
by Rona Birenbaum BAS CFP®, CHFS | Nov 5, 2018 | In the News
What would it take for you to be “financially comfortable?” For many, the answer might be lower than they think. Watch the Video >
