by Rona Birenbaum BAS CFP®, CHFS | Dec 5, 2019 | Musings, We Think You Might Enjoy...
Holiday cookie recipes, how to spend your money guilt-free, why we’re all so bad at predicting the future, and an interview with a happiness expert. This week’s Fresh Finds. Hoping to get a jump start on your holiday baking? Here are some of the most popular holiday...
by Rona Birenbaum BAS CFP®, CHFS | Dec 4, 2019 | In the News
All investors can benefit from financial advice. Quite simply there is ‘stuff’ that we don’t know. And you don’t know what you don’t know. But there are professionals who do know. There are various types and levels of advice. In this post we will top line what is...
by Morgan Ulmer CFP® | Dec 3, 2019 | Cash Flow Concerns
Morgan Ulmer CFP® Certified Financial Planner® professional Morgan joined the team in February, 2019 with 8 years of financial planning and financial literacy training under her belt. She is as comfortable working on complex financial planning engagements as she is...
by Rona Birenbaum BAS CFP®, CHFS | Dec 2, 2019 | In the News
Whether an advisor develops an ongoing collaborative relationship with an advisor in another country or works on an ad-hoc basis with various experts outside Canada, it’s critical to choose international partners with care. Full Article >
by Rona Birenbaum BAS CFP®, CHFS | Dec 1, 2019 | In the News
Emily, 66, will work full-time until the spring, then continue part-time until mid-2021, at which point she would retire fully. When should she draw on government benefits, what should she use to pay off the remainder of her mortgage and when should she sell her home?...
by Rachel van der Toorn | Nov 27, 2019 | Cash Flow Concerns, Musings, We Think You Might Enjoy...
Black Friday and Cyber Monday are right around the corner. Here’s how to be a smart consumer during the holidays. Inflated reference prices Be cautious of inflated list prices. This article explains how list prices can be manipulated to make sale prices more...
by Rona Birenbaum BAS CFP®, CHFS | Nov 27, 2019 | Musings, We Think You Might Enjoy...
How to stop procrastinating, book recommendations by billionaires, a holiday literature shopping guide, and some life lessons from the death notices. This week’s Fresh Finds. The holidays are fast approaching, and what better gift than a book? Here’s a guide to...
by Rona Birenbaum BAS CFP®, CHFS | Nov 21, 2019 | In the News
Planning financially for retirement requires taking many uncertainties into consideration. One of the greatest is the cost of health care. Although some health-care costs are covered in Canada, there are many – ranging from medications and massages to nursing homes or...
by Rona Birenbaum BAS CFP®, CHFS | Nov 20, 2019 | All About Tax
You may have read that if you’re getting a tax refund, you’re not tax planning properly. After all, why would you want CRA to use your money for the year only to give it back when you file your tax return? Getting a large refund simply means that insufficient tax was...
by Rona Birenbaum BAS CFP®, CHFS | Nov 20, 2019 | In the News
“Many people are struggling with the decision of how much to pay – and the degree to how that impacts their future,” says Rona Birenbaum, a certified financial planner in Toronto. “This is creating financial tension around education.” Full Article...
