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I’m getting close to retirement. What changes should I make to my portfolio to get ready?

I’m getting close to retirement. What changes should I make to my portfolio to get ready?

by Rona Birenbaum BAS CFP®, CHFS | Mar 10, 2022 | In the News

Before you hit retirement, make sure you have enough funds in low-volatility investments, such as government bonds and GICs, says certified financial planner Rona Birenbaum. Full Article >
February’s Good News

February’s Good News

by Rona Birenbaum BAS CFP®, CHFS | Feb 25, 2022 | Musings, We Think You Might Enjoy...

Are you shocked to know the corvette existed in during WWII? Hold on a second. . . we’re not talking about the Chevy sports car. This corvette is Canada’s oldest surviving warship, the HMCS Sackville. She played a significant role in the Battle of the Atlantic. Today...
Can financial planners adjust to parents giving kids their inheritance early to buy homes?

Can financial planners adjust to parents giving kids their inheritance early to buy homes?

by Rona Birenbaum BAS CFP®, CHFS | Feb 23, 2022 | In the News

Early inheritances and familial gifts are now making up a growing part of Canadian first- time homebuyers’ down payments, as parents dip into their savings and assets to help adult children get into an increasingly out-of-reach housing market. And that is showing up...
Can financial planners adjust to parents giving kids their inheritance early to buy homes?

The pros and cons of buying life insurance when you’re older, which portfolio assets you should spend first in retirement and some advice on converting an RRSP

by Rona Birenbaum BAS CFP®, CHFS | Feb 18, 2022 | In the News

Life insurance isn’t usually top of mind for Canadian retirees focused on generating income from their investment portfolios. Yet certain types of life insurance can play an important role in the lives of older Canadians. Full Article >
Can financial planners adjust to parents giving kids their inheritance early to buy homes?

Here’s the income you need to afford rent in major Canadian cities

by Rona Birenbaum BAS CFP®, CHFS | Feb 16, 2022 | In the News

With the average home price in Canada hitting a record $748,450 in January, Canadians in many parts of the country may find the math of buying versus renting makes for a compelling argument in favour of renting. But another part of the renting equation is likely...
February’s Good News

January’s Good News

by Rona Birenbaum BAS CFP®, CHFS | Jan 28, 2022 | Musings, We Think You Might Enjoy...

They’re not made on a pottery wheel, but sure look like they could be. The harsh winds and cold temperatures along the shores of Lake Michigan render these beautifully unique objets d’art. Sadly they disappear as quickly as they are created. From ghost town to tourist...
Can financial planners adjust to parents giving kids their inheritance early to buy homes?

How advisors are helping pandemic-era entrepreneurs navigate their new financial realities

by Rona Birenbaum BAS CFP®, CHFS | Jan 24, 2022 | In the News

About two million Canadians started businesses since the start of the pandemic, according to a report Intuit Quickbooks Canada released last year, and that number has surely grown since then. Yet, many of these new entrepreneurs who are meeting with their financial...
How to avoid probate fees on Ontario real estate

How to avoid probate fees on Ontario real estate

by Sara Ready CFP® | Jan 4, 2022 | All About Tax, Estate Matters

As real estate prices rise in Ontario, so are the related probate fees on that property when settling your estate. Might you be one of the lucky Ontarians that can avoid probate fees on your real estate? If you’ve owned a property in Ontario for at least 15 years, you...
February’s Good News

December’s Good News

by Rona Birenbaum BAS CFP®, CHFS | Dec 31, 2021 | Musings, We Think You Might Enjoy...

The entrepreneurial mind knows no bounds. University of Guelph grad Matt McCoy has solved many a problem by identifying a need and putting together a plan to satisfy consumer need. His latest undertaking, Student Helpers, is connecting seniors with students eager to...
February’s Good News

November’s Good News

by Rona Birenbaum BAS CFP®, CHFS | Nov 26, 2021 | Musings, We Think You Might Enjoy...

You don’t have to be a hard core fitness buff to appreciate the marriage of technology and wellbeing. Norwegian firm Motitech has brought the stationary bike phenomenon to the elderly, allowing cyclists to pedal along the streets where they spent their childhood or...
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