In the News

Annuities promise guaranteed lifetime income—so why do Canadians avoid them? We unpack the “annuity puzzle” and when they may actually make sense.

Purchasing a life annuity is like creating your own pension plan, and a viable way to ensure a lifelong income stream. Yet Canadians still hesitate to purchase them. This article explains how to incorporate an annuity in your portfolio, and whether it’s a good option …

If your equity is tied up in your home and you’re finding it difficult to get by in retirement, you’ve got options.

Withdrawing from your RRSP can decrease your overall tax burden and increase government benefits. Morgan Ulmer explains.

We can expect slightly higher tax brackets, a higher Basic Personal Amount and OAS clawback thresholds, in 2025. Morgan Ulmer explains how retirees can capitalize on these changes.

Consolidating your RRSPs reduces fees and helps clarify your investment performance. Morgan Ulmer explains.

Morgan Ulmer explains some of the ways to protect a financial gift in the event of marriage breakdown.

Demonstrating value to our clients is about more than knowing the industry and updating client portfolios. Getting to know clients is where the real value is uncovered.

The need-to-knows when converting a LIRA to a LIF or annuity.

It’s best to avoid surprises at tax time. Morgan Ulmer explains some of the factors that contribute to your tax bill.