by Rona Birenbaum BAS CFP®, CHFS | Sep 19, 2010 | All About Tax, Cash Flow Concerns, Risk Management
Caring for an ill parent brings many challenges; emotional, logistical, physical and financial. On the financial front, in spite of our government funded health care system, caring for an ill parent does result in costs that are not covered by provincial health care...
by Rona Birenbaum BAS CFP®, CHFS | Aug 8, 2010 | All About Investing, Musings, Risk Management
I took my daughter to Great Wolf Lodge recently, which is a family resort built around an indoor water park. The park highlights are the water slides. They range from the kiddie slides to the high intensity Vortex. Now, if you really must know, if I could get away...
by Rona Birenbaum BAS CFP®, CHFS | Jul 19, 2010 | Risk Management
It is a well known fact in the insurance industry that bank mortgage life insurance is underwritten at the time of claim. It is not as well known by the borrowing public. In fact, the majority of mortgage customers are not familiar with the difference between...
by Rona Birenbaum BAS CFP®, CHFS | Jul 12, 2010 | All About Investing, Risk Management
For most Canadians, a mortgage is the largest debt they ever take on. Much time and attention is given to negotiating the lowest possible interest rate, but typically much less time is taken determining the optimal amortization period. This is even though the length...
by Rona Birenbaum BAS CFP®, CHFS | May 26, 2010 | Risk Management
Since May 1, 2010, travellers must present proof of health insurance in order to enter the country. Upon arrival, travellers may be required to present an insurance policy, insurance certificate, or medical assistance card valid for the period of their stay in Cuba....
by Rona Birenbaum BAS CFP®, CHFS | Apr 24, 2010 | Musings, Risk Management, We Think You Might Enjoy...
I admit it, I love Las Vegas. The weather, the shows, the restaurants and yes….the casinos. So how do I reconcile my healthy relationship with, and respect for, money with the fun of slot machines? Well, as with so many other things I set a budget and stick to...