by Rona Birenbaum BAS CFP®, CHFS | Jun 27, 2011 | Risk Management
Manulife does a great job of developing products that address gaps in the marketplace, and an equally great job of promoting them. Their latest creation is an all-in-one product that can provide life, disability and critical illness insurance. I have read comments...
by Rona Birenbaum BAS CFP®, CHFS | May 29, 2011 | Risk Management
Although kidnap insurance is not new, the risks associated with international business and personal travel have raised both awareness and the need for this little known or understood insurance product. What does it provide? The product that that I present to clients...
by Rona Birenbaum BAS CFP®, CHFS | Apr 24, 2011 | Risk Management
If you are fully disabled for the rest of your working life, the disability benefits within your group medical insurance can easily exceed $1 million over time. In spite of the value of the coverage, and its financial importance in the event of a disability, most...
by Rona Birenbaum BAS CFP®, CHFS | Mar 6, 2011 | Risk Management
This is often the response when I tell clients what it would cost to replace their company group health insurance if they become self-employed or find new employment with a company that does not offer as generous a group health insurance program. The vast majority of...
by Rona Birenbaum BAS CFP®, CHFS | Jan 23, 2011 | Risk Management
A few Money Insights readers that read the most recent blog regarding searching for unclaimed bank balances asked if there was a similar search service for missing life insurance policies. There is. It is free, and is offered by the OmbudServices for Life and Health...
by Rona Birenbaum BAS CFP®, CHFS | Nov 4, 2010 | Risk Management
Did you know that most insurance companies use the Internet as an underwriting tool? A recent article written by Manulife Financial advises that for insurance companies, the internet is a valuable research tool. Depending on the face amount and purpose of the policy,...
