by Rona Birenbaum BAS CFP®, CHFS | Mar 30, 2015 | All About Investing, Retirement, Risk Management
Most retirees have several sources of retirement income. The largest contributor to this income is typically a portfolio of investments. Retirees spend decades savings for the future and trying to maximize returns to build the largest possible nest egg. When investors...
by Rona Birenbaum BAS CFP®, CHFS | Jul 16, 2014 | All About Investing, Risk Management
There was a time (the early 1980’s) when 5-year GICs and government bonds were paying 12% yields. Investors think fondly of those days even though the inflation rate was also in double digits at this time, making the real rate of return (interest rate less inflation)...
by Guest Blogger | May 22, 2014 | All About Investing, All About Tax, Risk Management
Guest blogger: Mark Goodfield In August 2011, Mark posted a blog titled “The Income Tax implications of Purchasing a Rental Property”. There are 300 comments and answers on that post (so many that he added a note at the end of the blog a while back, that he would stop...
by Rona Birenbaum BAS CFP®, CHFS | May 15, 2014 | All About Investing, Risk Management
Canada Mortgage and Housing Corporation (CMHC) is a Crown Corporation which administers the National Housing Act and provides mortgage insurance for high ratio mortgages. Mortgage loan insurance is typically required by lenders when homebuyers make a down payment of...
by Rona Birenbaum BAS CFP®, CHFS | Aug 23, 2011 | All About Investing, Risk Management
I subscribe to one daily blog, and it is the one written by Seth Godin. Seth is a wonderful thought leader on all things business. He posted a second blog on August 23 following an earthquake in Virginia that measured 5.9 on the Richter Scale. Please replace the word...
by Rona Birenbaum BAS CFP®, CHFS | Jul 3, 2011 | Risk Management
This second entry seeks to further explain how Manulife can offer a package of coverage (life, disability, critical illness) for up to 30% less than if you purchased individual policies. This second entry seeks to further explain how Manulife can offer a package of...
