by Rona Birenbaum BAS CFP®, CHFS | Apr 5, 2017 | All About Investing, All About Tax, Risk Management
Interest rates are still low. As a result, we are increasingly asked if it makes more sense to invest extra cash rather than pay down debt. The same question comes up when we recommend using non-registered investments to pay down debt. You might be thinking: “If my...
by Rona Birenbaum BAS CFP®, CHFS | Feb 16, 2017 | All About Investing, Cash Flow Concerns, Risk Management, We Think You Might Enjoy...
Bidding wars are a fact of life when waging the buying war for Toronto real estate. Bully offers and condition-free offers seem to be one of the only tickets to a successful bid. Sellers have discovered that a mild staging is sufficient to generate competition for...
by Guest Blogger | Feb 17, 2016 | All About Investing, Cash Flow Concerns, Risk Management
Today’s blog post is courtesy of Ian Mucignat, a mortgage broker with TMG. We asked him, “How dangerous is it to sign an offer to purchase without a condition of financing?” He told us: In today’s heated real estate market, it’s not uncommon to...
by Rona Birenbaum BAS CFP®, CHFS | Sep 10, 2015 | All About Investing, Risk Management
If you have been watching the news lately you will be well aware that the major stock market indices have declined from their highs from earlier this year. This may have you scrutinizing your portfolio performance more often than usual. So, it is timely to share...
by Rona Birenbaum BAS CFP®, CHFS | Jul 27, 2015 | All About Investing, Risk Management
Following several years of above average equity market returns, it is time to take a step back and reset our expectations for returns over the next 5 to 10 years. This is because investor expectations for future returns are typically based on their recent...
by Rona Birenbaum BAS CFP®, CHFS | May 11, 2015 | All About Investing, Risk Management
A new client recently said, “My relationship with money is changing. I didn’t think it would happen so quickly”. We all have a relationship with money. It guides our decisions and can define how we experience life. Do you see yourself in these four money...
