by Rona Birenbaum BAS CFP®, CHFS | Mar 6, 2020 | All About Investing, Retirement, Risk Management
“Getting to know you, getting to know all about you.” Julie Andrews At some point in the past you probably completed an investor risk tolerance questionnaire. Today, you may be discovering that your risk tolerance isn’t immutable. It is influenced by factors such as:...
by Rona Birenbaum BAS CFP®, CHFS | Mar 2, 2020 | All About Investing, Risk Management
There was a lot I was taught in school that I don’t find helpful in everyday life. Calculus comes to mind (I’m no engineer), and that time I almost threw up dissecting a frog was more traumatizing than instructive. But, if there is one concept that I learned in...
by Rona Birenbaum BAS CFP®, CHFS | Feb 28, 2020 | All About Investing, Cash Flow Concerns, Risk Management
First, two definitions: Bear market – From www.investopedia.com A bear market is a condition in which securities prices fall 20% or more from recent highs amid widespread pessimism and negative investor sentiment. We are about 5% away from that at the moment. Global...
by Rona Birenbaum BAS CFP®, CHFS | Nov 11, 2019 | All About Investing, All About Tax, Estate Matters, Retirement, Risk Management
Have you ever been uncertain about what your portfolio equity allocation should be? You may have relied on the “100 minus your age” rule. It determines this ‘magic asset mix’ for you in seconds! For example, at age 65 you would have 35 percent in equities and 65...
by Rachel van der Toorn | Oct 23, 2019 | All About Investing, Risk Management
This Halloween season we are diving into the minds of well-known television characters to tackle common financial topics. Let’s start with Mr. Krabs, Spongebob’s boss. Krabs is a busy guy. He spends most of his time running his successful business, the Krusty Krab....
by Rona Birenbaum BAS CFP®, CHFS | Oct 11, 2019 | All About Investing, Risk Management
1. TFSA It’s in the name! Tax. Free. Savings. A TFSA is a great tool to save for both short- and long-term goals and is not to be underestimated. Interest, capital gains, dividend income, and withdrawals are all tax-free. The bonus is that withdrawals from the...
