by Rona Birenbaum BAS CFP®, CHFS | Aug 8, 2017 | All About Investing, Retirement, Risk Management
Clients will occasionally ask: Why isn’t my investment doing well? Then I ask which one they’re concerned about, and what they’re basing that determination on. They say: Well, that’s what the statement says. That’s what I’m looking at! But statements can be...
by Rona Birenbaum BAS CFP®, CHFS | Jun 16, 2017 | For Business Owners, Musings, Retirement, We Think You Might Enjoy...
“If you can get your hands on a directory of doctors, you’ll be made.” Believe it or not, this was part of my training as a rookie financial adviser over 20 years ago when cold-calling, door-knocking and investment seminars were the primary methods...
by Rona Birenbaum BAS CFP®, CHFS | Nov 1, 2015 | All About Investing, Cash Flow Concerns, Retirement
Many Canadian seniors will be surprised when their RRIF payments decline by as much as 28% in 2016. Seniors age 82-and-under will see a decrease of at least 20%* Seniors that chose to receive the RRIF minimum payment will be most affected. That minimum is determined...
by Guest Blogger | May 4, 2015 | All About Investing, Musings, Retirement
By: Ian Mucignat, CFA Customer loyalty to one’s bank of choice has historically been very Canadian. We love our banks. “This is my bank; surely they’ll return the love.” Canadians are starting to take off the rose coloured glasses and see the banks for what they truly...
by Rona Birenbaum BAS CFP®, CHFS | Apr 28, 2015 | All About Investing, Cash Flow Concerns, Retirement
We are often asked the question whether it makes more sense to make extra mortgage payments or top of retirement savings when there is extra cash flow. This question is coming up more often these days given the low borrowing rates and recent great returns in the...
by Rona Birenbaum BAS CFP®, CHFS | Mar 30, 2015 | All About Investing, Retirement, Risk Management
Most retirees have several sources of retirement income. The largest contributor to this income is typically a portfolio of investments. Retirees spend decades savings for the future and trying to maximize returns to build the largest possible nest egg. When investors...
