by Morgan Ulmer CFP® | Sep 16, 2019 | All About Tax, Retirement
Morgan Ulmer CFP® Certified Financial Planner® professional Morgan joined the team in February, 2019 with 8 years of financial planning and financial literacy training under her belt. She is as comfortable working on complex financial planning engagements as she is...
by Rona Birenbaum BAS CFP®, CHFS | Feb 19, 2019 | All About Tax, Cash Flow Concerns, Estate Matters, Retirement
If you belong to a defined benefit pension plan, you will eventually need to make a choice between: Guaranteed monthly payments from your employer and A lump sum, or “commuted value”, that you invest to provide a retirement income stream. In the first case, the risk...
by Rona Birenbaum BAS CFP®, CHFS | Jan 9, 2018 | All About Investing, All About Tax, Retirement
Time flies when you’re saving money. Lo and behold, you are turning 71 which is the deadline for converting your Registered Retirement Savings Plan (RRSP) into a Registered Retirement Income Fund (RRIF). A portfolio strategy suitable for accumulating a retirement...
by Rona Birenbaum BAS CFP®, CHFS | Dec 15, 2017 | All About Investing, Retirement
Exchange Traded Funds (ETFs) are supposed to reduce the cost clients pay for investment management. However, in some cases, I’ve noticed that they are actually increasing it. Start-up and growth of ETFs ETFs have been around for longer than you might think – in...
by Guest Blogger | Sep 10, 2017 | All About Investing, Retirement
Today’s article is a guest post written by Kola Ifabumuyi MBA – Mortgage Agent with Mortgage Architects [email protected] When mortgage renewal time arrives it’s time to pause and assess. Your financial situation may have changed since your last renewal –...
by Rona Birenbaum BAS CFP®, CHFS | Aug 15, 2017 | All About Investing, Retirement, Risk Management
Is your magic number one million dollars, two million dollars, or five hundred thousand dollars? It really depends on six primary factors. These six factors, depending on how they relate to you, will either mean you have to save more or less to be comfortable in...
