by Rona Birenbaum BAS CFP®, CHFS | Feb 6, 2011 | All About Investing
Mortgages are more often sold than bought. Evidence of this truth is best illustrated by the number of Canadians choosing to buy into the TD Collateral Mortgage structure. Now, TD isn’t the only bank offering Collateral Mortgages, they just seem to be the most...
by YWD Inc. | Dec 11, 2010 | All About Investing, All About Tax, Retirement
If you have been a member of a pension plan for a number of years, the benefits you have accumulated in the plan could be an important (possibly your primary) source of income in retirement. When you leave your employment, voluntarily or not, you may have to decide...
by Rona Birenbaum BAS CFP®, CHFS | Aug 8, 2010 | All About Investing, Musings, Risk Management
I took my daughter to Great Wolf Lodge recently, which is a family resort built around an indoor water park. The park highlights are the water slides. They range from the kiddie slides to the high intensity Vortex. Now, if you really must know, if I could get away...
by Rona Birenbaum BAS CFP®, CHFS | Jul 12, 2010 | All About Investing, Risk Management
For most Canadians, a mortgage is the largest debt they ever take on. Much time and attention is given to negotiating the lowest possible interest rate, but typically much less time is taken determining the optimal amortization period. This is even though the length...
by Rona Birenbaum BAS CFP®, CHFS | Jun 29, 2010 | All About Investing, Musings, We Think You Might Enjoy...
Now I’ve seen it all. A friend of mine recently told me about a financial advisory firm that offers: A FREE financial plan OR A FREE Clublink golf lesson. All you have to do is book a meeting with the financial advisor and bring in your investment statements to...
by Rona Birenbaum BAS CFP®, CHFS | Jun 16, 2010 | All About Investing
It amazes me that millions of Canadians have billions of dollars invested in Money Market Funds (MMFs) that are earning no interest for all intents and purposes. In fact in the six months to the end of 2009, the average Canadian Money Market Fund earned just 0.02%...
