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Seniors get a pay cut in 2016
Many Canadian seniors will be surprised when their RRIF payments decline by as much as 28% in 2016. Seniors age 82-and-under will see a decrease of at least 20%*
Where do your fees go?
Recently, the Globe and Mail created a tool for investors to compare if they are paying more or less for advice than other investors who complete the questionnaire do.
It’s time for some words of wisdom
If you have been watching the news lately you will be well aware that the major stock market indices have declined from their highs from earlier this year.
Future returns will be tougher to get, but not why you might think.
Following several years of above average equity market returns, it is time to take a step back and reset our expectations for returns over the next 5 to 10 years.
Answers to common questions about the Enhanced Child Care Benefit. (UCCB)
Increased benefits begin at the end of this month. The UCCB was increased to $160 per month for each child under the age of six.
What is your money personality?
We all have a relationship with money. It guides our decisions and can define how we experience life. Do you see yourself in these four money personality categories?
Loyalty doesn’t pay: Banks are offering better rates to mortgage brokerages than their own clients
Customer loyalty to one’s bank of choice has historically been very Canadian.
Mortgage or retirement savings – What do to with extra cash flow
We are often asked the question whether it makes more sense to make extra mortgage payments or top of retirement savings when there is extra cash flow.
Your insurance application has been rated. Now what?
You applied for an insurance policy (life, disability, critical illness or long term care) and your agent advised you that “there is good news and bad news”.