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Time to get your docs in a row – tax season is always coming!
Whether you keep your tax records in a fireproof safe on the second floor, stacked up beside the microwave, or in five coloured folders in your home office…
What happens if I’ve over contributed into my TFSA?
First – why do you think you’ve over-contributed? Is it because your account value exceeds the accrued contribution limit?
How do I find out what my TFSA contribution room is?
As I write, in 2018, the Tax-Free Savings Account (TFSA) program is ten years old. And what a fine ten-year-old it is! Who doesn’t love being able to set money aside tax-free, for a lifetime?
Insurance policy lapse – do NOT let it happen to you!
At some point, you wisely purchased insurance to protect you and/or your dependents from the financial risk of premature death, disability, critical illness, or the need for long-term care.
Paying for insurance monthly? You’re paying too much
It’s a little-known fact that insurance companies charge more to policy holders who pay monthly than those who pay annually. In general, monthly payors pay 7% to 9% more.
Inside the mind of Tye Boussada
Back in late 2008 a client of mine shared an article with me about a new mutual fund company called EdgePoint. I did the research, and as a result, discovered one of Canada’s premiere investment management firms.
The art and science of investing: conversation with a client
Recently a client sent me an interesting note ending with two excellent questions about how our investment managers keep their feet on the ground. I enjoyed his note, and decided to share both the note and my answers with you.
Your RRSPs are all grown up now….it’s time to RRIF!
Time flies when you’re saving money. Lo and behold, you are turning 71 which is the deadline for converting your Registered Retirement Savings Plan (RRSP) into a Registered Retirement Income Fund (RRIF).
Increased use of ETFs may be increasing the cost of advisor advice
Exchange Traded Funds (ETFs) are supposed to reduce the cost clients pay for investment management. However, in some cases, I’ve noticed that they are actually increasing it.