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OAS auto-enrollment is not good for everyone
Since 2013, the Government of Canada has phased in a laudable process: auto-enrolling eligible seniors at age 65 for Old Age Security (OAS) payments. Instead of you having to proactively apply for OAS, the government will determine eligibility a month after you turn 64.
October 1st, 2019: Fresh finds of the week
CPP issues, the immutable truths of finance, a cool new AI tool, the best books of the 21st century, and how to get financial superpowers. This week’s Fresh Finds.
September 23, 2019: Fresh finds of the week
The 3 stages of failure, detecting human blind-spots, a location-specific university cost calculator, and the difference between feedback and advice. This week’s Fresh Finds.
When Should You Take CPP?
Canadians are eligible to elect their CPP benefit as early as age 60 and as late as age 70. If you elect your pension prior to age 65, your CPP benefit is reduced by 7.2% per year for each year prior to age 65. If you defer taking CPP after age 65, your benefit is increased by 8.4% per year for each year that you wait beyond age 65.
September 16, 2019: Fresh finds of the week
Happiness vs. satisfaction, the Diderot effect, travelling with pets, extending the life of your smart-phone, and the burnout phenomenon. This week’s Fresh Finds.
September 9, 2019: Fresh finds of the week
Food-storage mistakes, the difference between a fee and a fine, advice for first time university students, and wisdom from a parenting superstar. This week’s Fresh Finds.
September 3, 2019: Fresh finds of the week
Retirement wisdom, the truth about multi-level marketing companies, post-secondary funding help, and Canada’s best new vehicle warranties. This week’s Fresh Finds.
August 26, 2019: Fresh finds of the week
Facebook and data collection, why facts don’t change opinions, tips for reading mortgage documents, and a different kind of personality quiz. This week’s Fresh Finds.
August 12, 2019: Fresh finds of the week
A parenting tip, some advice for students, how to build positive habits, and the six reasons we make bad decisions. This week’s fresh finds.