by Rona Birenbaum BAS CFP®, CHFS | Jun 14, 2010 | Musings, We Think You Might Enjoy...
I was having coffee with a friend recently who has three beautiful daughters age 6 and under. She asked me when I began giving my soon-to-be 11 year old daughter Rachel an allowance. Now, there are many philosophies on the subject, and sharing my own is not meant to...
by Rona Birenbaum BAS CFP®, CHFS | Jun 4, 2010 | All About Investing
We ask a lot of questions before developing an investor policy statement for our clients and one of them is about their rate of return expectations. But we don’t ask with the intention of developing a portfolio designed to achieve those expectations. So why...
by Rona Birenbaum BAS CFP®, CHFS | May 26, 2010 | Risk Management
Since May 1, 2010, travellers must present proof of health insurance in order to enter the country. Upon arrival, travellers may be required to present an insurance policy, insurance certificate, or medical assistance card valid for the period of their stay in Cuba....
by Rona Birenbaum BAS CFP®, CHFS | May 20, 2010 | All About Investing
A client of mine told me that her banker suggested that she might be able to reduce her account service charges if she switched to a “senior’s account”. My client was skeptical and had no intention to make the change. I asked her what she pays...
by Rona Birenbaum BAS CFP®, CHFS | May 9, 2010 | Musings, We Think You Might Enjoy...
Clients sometimes ask which credit card I use when they are considering the myriad of options. Ultimate this, infinite that, gold, silver, platinum…..an almost endless list of choices. One of my life philosophies is simplicity, so the obvious choice for me is PC...