by Rona Birenbaum BAS CFP®, CHFS | Nov 4, 2010 | Risk Management
Did you know that most insurance companies use the Internet as an underwriting tool? A recent article written by Manulife Financial advises that for insurance companies, the internet is a valuable research tool. Depending on the face amount and purpose of the policy,...
by Rona Birenbaum BAS CFP®, CHFS | Sep 19, 2010 | All About Tax, Cash Flow Concerns, Risk Management
Caring for an ill parent brings many challenges; emotional, logistical, physical and financial. On the financial front, in spite of our government funded health care system, caring for an ill parent does result in costs that are not covered by provincial health care...
by Rona Birenbaum BAS CFP®, CHFS | Aug 17, 2010 | Cash Flow Concerns, Retirement
Fighting about money is one of the most common reasons for divorce in North America. Many couples face an overwhelming task when creating and managing the household income. These couples find themselves frustrated when it comes to combining their financial styles,...
by Rona Birenbaum BAS CFP®, CHFS | Aug 8, 2010 | All About Investing, Musings, Risk Management
I took my daughter to Great Wolf Lodge recently, which is a family resort built around an indoor water park. The park highlights are the water slides. They range from the kiddie slides to the high intensity Vortex. Now, if you really must know, if I could get away...
by Rona Birenbaum BAS CFP®, CHFS | Jul 19, 2010 | Risk Management
It is a well known fact in the insurance industry that bank mortgage life insurance is underwritten at the time of claim. It is not as well known by the borrowing public. In fact, the majority of mortgage customers are not familiar with the difference between...