by Rona Birenbaum BAS CFP®, CHFS | Feb 6, 2011 | All About Investing
Mortgages are more often sold than bought. Evidence of this truth is best illustrated by the number of Canadians choosing to buy into the TD Collateral Mortgage structure. Now, TD isn’t the only bank offering Collateral Mortgages, they just seem to be the most...
by Rona Birenbaum BAS CFP®, CHFS | Jan 23, 2011 | Risk Management
A few Money Insights readers that read the most recent blog regarding searching for unclaimed bank balances asked if there was a similar search service for missing life insurance policies. There is. It is free, and is offered by the OmbudServices for Life and Health...
by Rona Birenbaum BAS CFP®, CHFS | Jan 9, 2011 | Cash Flow Concerns
At the end of 2009, there were over one million unclaimed bank account balances worth $395 million dollars in Canada. An “unclaimed balance” is a Canadian-dollar deposit or negotiable instrument, issued or held by a federally regulated bank or trust...
by Rona Birenbaum BAS CFP®, CHFS | Nov 4, 2010 | Risk Management
Did you know that most insurance companies use the Internet as an underwriting tool? A recent article written by Manulife Financial advises that for insurance companies, the internet is a valuable research tool. Depending on the face amount and purpose of the policy,...
by Rona Birenbaum BAS CFP®, CHFS | Sep 19, 2010 | All About Tax, Cash Flow Concerns, Risk Management
Caring for an ill parent brings many challenges; emotional, logistical, physical and financial. On the financial front, in spite of our government funded health care system, caring for an ill parent does result in costs that are not covered by provincial health care...