by Rona Birenbaum BAS CFP®, CHFS | May 2, 2011 | All About Investing, All About Tax
U.S.citizens continue to have obligations for U.S. tax purposes even though they may be a Canadian resident for many years. Canada and the U.S. have worked together over the years to ensure that treatment of RRSPs and RRIFs by each is consistent. This is not true for...
by Rona Birenbaum BAS CFP®, CHFS | Apr 28, 2011 | All About Investing, All About Tax
A banker, broker and financial planner walk into a bar. They are approached by a fairly inebriated customer who laments the huge tax bill they just learned about from their accountant. He asks the financial experts what he should do. (true story, except the bar...
by Rona Birenbaum BAS CFP®, CHFS | Apr 24, 2011 | Risk Management
If you are fully disabled for the rest of your working life, the disability benefits within your group medical insurance can easily exceed $1 million over time. In spite of the value of the coverage, and its financial importance in the event of a disability, most...
by Rona Birenbaum BAS CFP®, CHFS | Mar 28, 2011 | All About Investing
In past blogs I have highlighted how to find an unclaimed bank balance and a missing life insurance policy. As it turns out, there are millions of matured Canada Savings Bonds (CSBs) that are sitting un-cashed somewhere. The good news is that the federal government...
by Rona Birenbaum BAS CFP®, CHFS | Mar 6, 2011 | Risk Management
This is often the response when I tell clients what it would cost to replace their company group health insurance if they become self-employed or find new employment with a company that does not offer as generous a group health insurance program. The vast majority of...
