by Rona Birenbaum BAS CFP®, CHFS | Aug 7, 2011 | Cash Flow Concerns
Investors are again wondering what they should do as stock markets decline around the world. They wouldn’t be wondering if they had a well crafted Investor Policy Statement (IPS). An IPS is developed by your investment manager/advisor with your input, participation...
by Rona Birenbaum BAS CFP®, CHFS | Jul 3, 2011 | Risk Management
This second entry seeks to further explain how Manulife can offer a package of coverage (life, disability, critical illness) for up to 30% less than if you purchased individual policies. This second entry seeks to further explain how Manulife can offer a package of...
by Rona Birenbaum BAS CFP®, CHFS | Jun 27, 2011 | Risk Management
Manulife does a great job of developing products that address gaps in the marketplace, and an equally great job of promoting them. Their latest creation is an all-in-one product that can provide life, disability and critical illness insurance. I have read comments...
by Rona Birenbaum BAS CFP®, CHFS | Jun 12, 2011 | All About Investing, All About Tax
It is estimated that there are about 150 fee-only financial planners in Canada. That is 150 individuals, not companies. Compare that to the fact that there are over 17,500 Certified Financial Planners (CFPs) across the country. With so many CFPs offering free...
by Rona Birenbaum BAS CFP®, CHFS | May 29, 2011 | Risk Management
Although kidnap insurance is not new, the risks associated with international business and personal travel have raised both awareness and the need for this little known or understood insurance product. What does it provide? The product that that I present to clients...
