by Rona Birenbaum BAS CFP®, CHFS | Nov 18, 2014 | Musings
I am one of those people that believes that once our basic needs are met (food and shelter), happiness is derived more naturally from things that don’t necessarily have a large price tag attached. This message was hammered home for me and my daughter this weekend...
by Rona Birenbaum BAS CFP®, CHFS | Jul 16, 2014 | All About Investing, Risk Management
There was a time (the early 1980’s) when 5-year GICs and government bonds were paying 12% yields. Investors think fondly of those days even though the inflation rate was also in double digits at this time, making the real rate of return (interest rate less inflation)...
by Rona Birenbaum BAS CFP®, CHFS | May 15, 2014 | All About Investing, Risk Management
Canada Mortgage and Housing Corporation (CMHC) is a Crown Corporation which administers the National Housing Act and provides mortgage insurance for high ratio mortgages. Mortgage loan insurance is typically required by lenders when homebuyers make a down payment of...
by Rona Birenbaum BAS CFP®, CHFS | Feb 13, 2014 | All About Investing, All About Tax
This special issue is designed to highlight the budget changes that will have the greatest impact on our clients. It is not meant to be an exhaustive list of the new budget measures. If you have questions about any of the budget announcements, please let us know....
by Rona Birenbaum BAS CFP®, CHFS | Feb 6, 2014 | All About Investing, Musings, We Think You Might Enjoy...
I’ll admit it, when I picked up a copy of Preet Banerjee’s new book, Stop Over-Thinking Your Money, The Five Simple Rules of Financial Success, I immediately flipped to chapter seven. This is the chapter on Financial Advisors and I was very interested in what Preet...
