by Rachel van der Toorn | Nov 27, 2019 | Cash Flow Concerns, Musings, We Think You Might Enjoy...
Black Friday and Cyber Monday are right around the corner. Here’s how to be a smart consumer during the holidays. Inflated reference prices Be cautious of inflated list prices. This article explains how list prices can be manipulated to make sale prices more...
by Rona Birenbaum BAS CFP®, CHFS | Nov 27, 2019 | Musings, We Think You Might Enjoy...
How to stop procrastinating, book recommendations by billionaires, a holiday literature shopping guide, and some life lessons from the death notices. This week’s Fresh Finds. The holidays are fast approaching, and what better gift than a book? Here’s a guide to...
by Rona Birenbaum BAS CFP®, CHFS | Nov 21, 2019 | In the News
Planning financially for retirement requires taking many uncertainties into consideration. One of the greatest is the cost of health care. Although some health-care costs are covered in Canada, there are many – ranging from medications and massages to nursing homes or...
by Rona Birenbaum BAS CFP®, CHFS | Nov 20, 2019 | All About Tax
You may have read that if you’re getting a tax refund, you’re not tax planning properly. After all, why would you want CRA to use your money for the year only to give it back when you file your tax return? Getting a large refund simply means that insufficient tax was...
by Rona Birenbaum BAS CFP®, CHFS | Nov 20, 2019 | In the News
“Many people are struggling with the decision of how much to pay – and the degree to how that impacts their future,” says Rona Birenbaum, a certified financial planner in Toronto. “This is creating financial tension around education.” Full Article...