by Rona Birenbaum BAS CFP®, CHFS | Apr 24, 2010 | Musings, Risk Management, We Think You Might Enjoy...
I admit it, I love Las Vegas. The weather, the shows, the restaurants and yes….the casinos. So how do I reconcile my healthy relationship with, and respect for, money with the fun of slot machines? Well, as with so many other things I set a budget and stick to...
by Rona Birenbaum BAS CFP®, CHFS | Apr 16, 2010 | All About Investing, Musings, We Think You Might Enjoy...
Some of our clients call us nags and we thank them for the compliment. Actually, because we believe in complete professional transparency, we tell prospective clients up front that nagging is part of our job. As a result, 95% of our clients have well crafted Wills...
by Rona Birenbaum BAS CFP®, CHFS | Apr 13, 2010 | Cash Flow Concerns, We Think You Might Enjoy...
We just received our first electricity bill featuring the new Time-of-Use rates. Since receiving the details of the new rates a few months ago, in our home we have been trying to shift our energy usage to the off-peak times as much as possible. Why? Well, the cost...
by Rona Birenbaum BAS CFP®, CHFS | Apr 8, 2010 | All About Investing, All About Tax
It’s always exciting when the government delivers a tax saving mechanism to Canadians and one of the most recent tax reducers is the Tax Free Savings Account (TFSA). Thousands of Canadians have opened these accounts over the past two years and many of them are...
by Rona Birenbaum BAS CFP®, CHFS | Apr 7, 2010 | Musings, We Think You Might Enjoy...
One of the advantages of starting a home based business is that you can write off a variety of expenses related to the business. If the expenses result in a loss for the business, that loss can offset other income on your personal tax return. Be careful though, after...
