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May 2017

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Many of you will have read my March post , discussing the furor over TD bank employees being caught breaking the law. You may remember I was unsurprised. Bank...

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A “job for life” is a thing of the past.  Most Canadians will receive a termination notice at least once in their career.  Don’t leave getting the best possible...

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Typically, severance packages do not include a continuation of disability insurance. This, despite the courts having made clear* that an employer is obligated to continue all benefits during the...

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April 2017


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Interest rates are still low. As a result, we are increasingly asked if it makes more sense to invest extra cash rather than pay down debt. The same...

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March 2017


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The TD news doesn’t surprise me, and it shouldn’t surprise you either.

When CBC recently dropped the bombshell that employees were being pressured to sell unnecessary products to customers,...

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February 2017


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Lucky Americans – they pay much lower investment advisory fees than we do in Canada.

Or so many people think … but is it true?

With the new CRM2...

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Bidding wars are a fact of life when waging the buying war for Toronto real estate.  Bully offers and condition-free offers seem to be one of the only tickets...

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I’ve always advised clients to approach financial news as interesting, but not reliable as an investment strategy source.

Ben Carlson, author of the A Wealth of Common Sense blog, recently...

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January 2017


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You might think it’s easy to know whether your investments are doing well. And that it will be easier yet, post-CRM2, now that your investment professionals are required to...

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November 2016


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My friend is dying, long before her time.  I visited her at the hospital today and the subject of bucket lists came up.  She asked me if I had one. 
 

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